How to Sell an Inherited Property in Massachusetts (Without Hassle)

Inheriting a property in Massachusetts can be a blessing, but it can also come with unexpected responsibilities and decisions. Whether you’ve inherited a single-family home in the Boston suburbs or a condo in the city, the process of selling an inherited property comes with unique legal, financial, and emotional considerations.

This guide will walk you through the essential steps to sell an inherited home in Massachusetts with as little stress as possible—while maximizing your financial outcome.

Step 1: Understand the Legal Process

Probate Comes First

In most cases, inherited properties must go through probate before you can legally sell them. Probate is the court-supervised process of distributing the deceased person’s estate. The length of probate varies, but here are the basics:

If there was a will, the executor named in it will handle the estate.
If there was no will, the court appoints an administrator.
If the property was held in a trust, probate may be avoided.

Learn more about Massachusetts probate here.

Check for Title Issues

Before listing the home, make sure the title is clear. A real estate attorney can help ensure there are no liens, back taxes, or unresolved ownership claims.

Step 2: Decide Whether to Keep or Sell

Inherited properties often come with sentimental value, but also maintenance costs, taxes, and possible repairs. Ask yourself:

Do I want to move in?
Should I rent it out?
Does selling make the most sense financially and emotionally?

If multiple heirs are involved, everyone must agree on the next steps. This often requires clear communication and, sometimes, mediation.

Step 3: Determine the Home’s Value

You’ll need to get a fair market value of the home to make informed decisions:

Hire a local real estate agent or appraiser
Look at recent comps in the area
Consider a professional valuation for tax purposes (step-up in basis may apply)

Step 4: Prepare the Property for Sale

Depending on the condition of the home, you may need to:

Clean out personal belongings (which can be emotional and time-consuming)
Make repairs or upgrades
Stage the property for showings

Alternatively, you can sell the property “as-is” to a cash buyer or investor, which avoids the need for repairs or cleaning.

Step 5: Choose How to Sell

You have a few main options:

Traditional Sale

List the home with a real estate agent to market it to retail buyers. This can often result in the highest price but may take longer and require updates.

Cash Offer from an Investor

Sell quickly and without repairs. This is ideal if you want to skip showings, commissions, and clean-up.

Auction or Estate Sale

Sometimes used when heirs can’t agree or the home has niche appeal.

Tax Considerations When Selling Inherited Property

Massachusetts follows the federal “step-up in basis” rule. That means the property’s value is adjusted to its market value at the time of the previous owner’s death. You’ll only pay capital gains taxes on any appreciation from that stepped-up value to the sale price.

Consult a tax professional to ensure you’re handling this correctly.

Final Thoughts: Selling an Inherited Home Doesn’t Have to Be Complicated

The process can feel overwhelming, but with the right help and a clear plan, selling your inherited home in Massachusetts can be smooth and profitable.

Need Help Selling an Inherited Property in Massachusetts?

At Gaeta Properties, we specialize in helping homeowners navigate complex sales, including inherited and estate-owned properties. Whether you want to list on the open market or get a fast cash offer, we can guide you every step of the way.